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2025年开年以来,科技创新的脉搏正以惊人的速度在之江大地上跳动,为浙江因地制宜发展新质生产力写下了生动注脚。而这份动力源自哪里?

今年全国两会明确提出,发展新质生产力是推动高质量发展的核心动能,需以科技创新为引领,深化科技金融赋能实体经济。浙江作为数字经济强省,正在加速布局“415X”先进制造业集群、未来产业先导区,推动“数实融合”与绿色低碳转型。

南京银行杭州分行扎根浙江十五载,自2014年启动科技金融业务以来,在总行“科技金融”战略的引领下,不断创新服务模式、迭代科技金融产品,以“全周期、多元化、接力式”综合金融服务倾力培育新质生产力发展,为浙江一大批科技创新企业高质量发展提供了强有力的资金支持。

芯片是数字时代跳动的引擎,也是浙江省未来产业的典型代表。南京银行杭州分行客户企业中昊芯英(杭州)科技有限公司是国内唯一掌握TPU架构AI芯片核心技术的企业。该企业自2020年落户杭州以来,短短五年就成长为国家级专精特新“小巨人”企业、瞪羚企业,其自主研发的高性能TPU架构AI芯片“刹那”,算力超越国际同类产品1.5倍,可支撑各类高强度Al运算场景,为我国人工智能产业的发展提供了强大的算力支持,打破了国外在高端AI芯片领域的长期垄断。

“我们刚落户杭州的时候,获得了各方面的资金扶持,有政府的产业基金、创业补贴,还有本土投资机构和银行机构的帮助,比如像南京银行给了我们一笔大额的授信支持,这在公司早期研发和纯成本投入阶段是非常重要的。”中昊芯英CMO黄绪表示。

有了金融活水的精准滴管,中昊芯英发展的步伐更加快速矫健。去年9月,中昊芯英自主研发的芯片作为新质生产力浙江省首批标志性产品入驻浙商名品馆,这颗“中国芯”为浙江新质生产力发展写下了生动的注脚。

当前,量子计算已成为大国科技竞争的核心领域。从谷歌发布量子芯片Willow以及基于该芯片的量子计算机,到科技巨头微软推出首款拓扑架构量子芯片,再到英伟达设立首届“量子日”,量子信息这一未来产业正备受瞩目。

杭州量安科技有限公司作为量子技术领域的探索者,其前身是国际最早的一支做后量子密码工程技术研发队伍。凭借在后量子密码等前沿领域的不懈深耕,量安科技在未来产业版图中占据着举足轻重的地位。

“量子计算机的计算速度太快了,这意味着我们现在所有的信息系统都不再安全,微信、支付宝上的钱随时可以被转走,我们的商业、金融、政务信息系统都将存在非常大的隐患,只要一台量子计算机发起攻击,整个系统可能就会瘫痪掉。”据量安科技创始人、国家重点研发计划首席科学家方黎明介绍,由量安自主研发的后量子密码平台不仅大大降低了过去大型云计算平台的成本,还实现了抗量子计算攻击。

高新技术的研发需要高精尖人才,也同样少不了资金的投入。“我们和南京银行的合作,除了银行授信等业务之外,还在量子技术的金融应用方面加强了交流合作,可以说是一种相辅相成、互相赋能的伙伴关系。”方黎明表示。

中昊芯英和量安科技只是南京银行杭州分行科技金融服务的缩影。深耕科技金融十余年,该行为有效缓解浙江科创型中小企业的融资难题,精心打造“两高两低”(“两高”即业务审批效率高、风险容忍度高,“两低”即客户准入门槛低、产品综合定价低。)特色服务机制,给予科技金融业务较高的不良容忍度,同时强化信贷员行业专业知识,以“做金融机构中最懂科企的银行从业人员”为目标,培养了一批专业专注的学习型营销队伍、“行研之鹰”队伍和审批专家队伍,更好满足服务科技创新的专业要求。

截至2024年底,南京银行杭州分行已累计为超1700余户科创企业、提供融资支持超650亿元,培育超50家企业在主板上市或被上市公司并购。

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