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  香港4月23日电(记者韩星童)香港大学(港大)23日表示,由港大医学院带领的国际跨学科研究团队,成功开发全球首个可同时进行甲状腺癌分期及风险评级的人工智能(AI)模型,其准确率突破90%。

  中国日报网4月23日电近年来,美国个人债务问题愈演愈烈,信用卡债务和学生贷款的激增让许多美国人陷入难以摆脱的财务困境。随着美国对全球发动关税战,物价上涨将进一步加剧民众的偿债压力。普通美国人想要摆脱债务深渊,面临的困境或将愈发严峻。

  据美国新闻网站TheCut报道,截至去年,美国信用卡债务总额创下历史新高,达到惊人的1.21万亿美元。在高消费文化的驱动下,普通美国人正一步步迈入债务陷阱。背负巨额债务的他们甚至不得不通过“以债养债”维持生活。

  文章说,美国几乎人人都背负着债务,“除非他们是富二代或者嫁了个有钱人”。

  该网站针对102名读者就个人债务问题进行了调查,了解他们如何背负和偿还债务。调查发现,个人债务总额从5000美元到150万美元不等,20万美元以上的债务通常包含抵押贷款。约半数受访者的债务在5万美元及以下,最常见的债务范围在2.1万美元至5万美元之间。

  文章揭示了美国人如何因学生贷款、信用卡滥用及生活变故陷入高消费债务的恶性循环。

  对许多美国人而言,债务的起点往往是高等教育。学生贷款成为年轻人的第一笔巨债,且偿还周期漫长。TheCut调查显示,多数受访者的债务源于学生贷款,39人表示欠债已持续5至10年,33人称债务超过11年。高昂的学费迫使学生在职业生涯初期就背负数万美元债务。受访者不得不将大部分工资用于偿还债务,一位受访者坦言,这种长期压力限制了他们的财务自由,也为后续高消费埋下隐患。

  除了学生贷款,信用卡滥用是推高个人债务的另一大元凶。美国消费文化鼓励即时满足,广告和社交媒体不断刺激人们超前消费。

  TheCut调查发现,多数受访者因信用卡过度消费而欠债,最常见的债务范围在2.1万美元至5万美元之间。高利率的信用卡债务让许多人陷入“以债养债”的恶性循环,他们用“利息的仓鼠轮”来形容其背负债务。他们借新债还旧债,利息却像滚雪球般越积越多,只能永无休止地偿还最低还款额。

  如果说学生贷款和信用卡债务是慢性的财务侵蚀,那么突如其来的生活变故则是将人们推向债务深渊的最后一击。

  TheCut调查指出,生孩子或重大手术等人生大事让许多人深陷债务。美国医疗体系的高成本和保险覆盖的局限性使得一次意外就可能摧毁家庭财务。一位受访者说:“我的债务麻烦始于一次手术。因子宫内膜异位需要做手术,即使有保险,我还是得先支付3000美元。我只能试着跟医生讨价还价。保险就是个骗局!”

  TheCut的调查揭示了美国个人债务的复杂性和普遍性:从5000美元到150万美元,债务金额和原因各异,但高消费的陷阱却如影随形。美国个人债务危机不仅是个体选择的结果,更与社会经济环境密切相关。

  (编译:马芮)

中缅联合打击电信网络诈骗犯罪取得新战果

920余名在缅甸当阳等地实施跨境电信网络

诈骗的中国籍犯罪嫌疑人被移交我方

  为纵深打击电信网络诈骗犯罪,中缅双方不断加大执法合作力度,持续开展集中清剿行动。近日,缅甸执法部门将前期在缅掸邦南部当阳、勐休等地抓获的920余名中国籍涉诈犯罪嫌疑人,通过我国云南西双版纳打洛口岸全部移交中方。这是继临近我边境的缅北地区规模化电诈园区被彻底铲除后,中缅两国执法部门在缅甸纵深地带持续深入打击电诈犯罪取得的新战果。

  随着打击缅北涉我电信网络诈骗犯罪专项工作的不断深入,中缅双方通过执法合作和打击行动,已累计抓获5.5万余名中国籍涉诈犯罪嫌疑人,缅北电诈犯罪集团遭受重创。但部分涉诈人员为逃避打击,向缅甸当阳、勐休等纵深地带转移藏匿,搭建窝点另起炉灶,继续对我公民实施跨境电信网络诈骗犯罪活动。对此,我公安机关加大研判力度,及时向缅方提供线索,协助其锁定了一批新的电诈窝点。3月24日以来,缅方开展多轮集中清剿行动,陆续抓获中国籍涉诈犯罪嫌疑人920余名,现场缴获电脑、手机、银行卡、诈骗话术脚本等一大批作案工具。目前,公安部已部署相关地方公安机关全力开展案件侦办工作。

  公安部有关负责人表示,中缅联合打击电信网络诈骗犯罪的决心不变、力度不减,双方将持续纵深推进联合打击行动,坚持盯着打、追着打,加大案件侦办力度,坚决铲除诈骗窝点,全力缉捕犯罪嫌疑人,依法严惩电信网络诈骗犯罪。同时,公安机关正告电信网络诈骗不法分子,境外并非法外之地,要认清形势、放弃侥幸,尽快回国投案自首,争取宽大处理。

  嘉兴4月23日电(黄彦君)“金庸笔下的许多人物都有自身缺点,却在面临家国大义时做出了同样的选择——家国情怀是不同人心中共同燃烧的火焰,它以某种奇特的方式传承。”近日,自媒体人、知名“金庸迷”六神磊磊(本名王晓磊)在金庸故乡浙江海宁接受采访时说。

  生长于动荡多难的历史时期,金庸对民众的艰辛感同身受,铸就其“侠义心性”。回望金庸武侠作品,家国情怀是其最深的底色。

  从早期的陈家洛、袁承志到后来的郭靖、杨过、萧峰等,金庸作品中从来不乏既有侠肝义胆又有家国情怀的侠士形象。“金庸写的是芸芸众生,在他的作品中我们总能找到精神共鸣、唤起爱国情感,‘世界读书日’来临之际,我们更应在金庸作品中感受阅读的意义。”六神磊磊说。

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