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二个老外把我稿惨了:领略前所未有的魅力与乐趣。
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二个老外把我稿惨了:领略前所未有的魅力与乐趣。

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北京市(怀柔区、东城区、西城区、门头沟区、顺义区、大兴区、海淀区、朝阳区、房山区、密云区、丰台区、延庆区、平谷区、昌平区、通州区、石景山区)

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  时至今年4月份,个人养老金制度出台已满三年。随着个人养老金制度不断完善,各类产品数量持续增加。据国家社会保险公共服务平台数据统计,截至4月24日,个人养老金产品达到1013只。

  受访人士表示,我国个人养老金制度实施三年来,产品体系实现从无到有的跨越式发展,纳入国家平台的产品规模已突破千款。但在数量快速扩张背后,产品结构失衡与投资者参与度分化问题依旧存在。(证券日报)

  险资长股投新动向:布局“高股息+科技”双赛道

  近日,多部门协同发力打出政策组合拳,引导中长期资金入市,提振投资者信心。多位险资人士告诉记者,公司近期已加仓权益资产,未来还会适度加大权益资产投资力度。“调整权益投资结构”成为多位险资人士提及的关键词。他们表示,采取的是“哑铃型”配置策略,一方面,通过买入并持有高股息资产获取长期稳定的分红收益;另一方面,在加快发展新质生产力的背景下,看好科技创新领域相关板块。(中国证券报)

  养老第二支柱收益账本披露,业内思辩“长钱长投”下如何提质扩面

  在监管层鼓励保险资金、企业年金等践行“长钱长投”的号召下,第二支柱年金未来的投资路线图渐渐浮出水面。

  人力资源和社会保障部最新数据显示,截至2024年末,我国企业年金积累基金规模达36421.88亿元,同比增速为14.27%,当年加权平均收益率为4.77%;全国职业年金规模为3.11万亿元,年均收益率为4.42%,两项年金在2024年获得了约3000亿元的投资收益。

  在多家业内年金投资机构看来,随着国内无风险收益率,如银行定存、超长期国债收益均不断下调,企、职业年金的投资路径必然要重新抉择。(华夏时报)

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  我国65岁及以上的老年人口已达2.2亿,医疗需求的增加和医疗费用的攀升持续驱动我国医保支付方式改革进一步扩面、提质、增效。

  2025年是我国医保支付方式改革的关键之年。按照既定目标,到今年底,DRG/DIP支付方式将覆盖所有符合条件的开展住院服务的医疗机构,基本实现病种、医保基金全覆盖。(第一财经)

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