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  2025年第一季度泓德睿享一年持有期混合A基金净值增长率为2.10%,同期业绩比较基准收益率为-0.33%。基金自2020年6月24日成立以来累计净值增长率31.53%,同期业绩比较基准收益率为7.57%。

  2025年第一季度,总体上权益偏强,债市偏弱。

  债券市场上,受监管警示风险、资金偏紧等影响,再加上春节期间经济出现许多结构性亮点提振投资者信心,债市总体呈调整走势。信用调整在先,利率调整在后。至3月中旬利率急速调整后,债市情绪逐渐稳定下来。

  权益市场上,风险偏好的提振主要推升了科技和偏小市值行情。红利一季度总体偏弱,大盘宽基指数维持震荡。

  不过最新的变化是,国际贸易领域出现超预期的剧烈变化。全球权益市场急速下行,A股市场也在近期大幅调整。债券市场重新走强,并快速逼近1月中旬低点。目前国内投资者对支持性的货币政策、财政政策、产业政策、内需支持政策翘首以待;多家中央企业率先行动,公告申购A股ETF产品。

  泓德睿享在纯债部分,总体上维持了偏高的组合久期;权益方面,产品总体维持了偏中性的股票仓位,并在市场变化过程中适度调整了结构。往后看,超预期的国际贸易形势的变化、国内财政货币政策如何应对,是市场运行的关键变量,将对此保持紧密的跟踪和应对。

MACD金叉信号形成,这些股涨势不错!

4月23日,HTFX外汇表示,美国总统特朗普表达了希望俄罗斯与乌克兰达成协议的意愿,然而乌克兰方面却报告了多起袭击事件。在巴黎会议之后,伦敦计划举行外交谈判,特朗普政府暗示若无法达成协议,或将退出谈判。

  据HTFX外汇观察,4月21日,就在美国总统特朗普表示希望本周俄乌两国能达成协议的数小时后,乌克兰当局报告了俄罗斯对乌克兰发动的数十次导弹和无人机袭击。基辅及其他乌克兰城镇均遭到袭击,赫尔松一名男子据报在炮击中受伤,俄罗斯别尔哥罗德地区也报告了乌克兰无人机的袭击。

  俄罗斯官方媒体援引莫斯科国防部的话称,在4月19日总统普京宣布的30小时停火结束后,俄罗斯军队已“恢复”在乌克兰的战斗。而乌克兰方面则声称,在停火期间,俄罗斯军队违反停火协议近3000次。在外交方面,4月18日巴黎会议之后,欧洲、乌克兰和美国官员预计将于本周在伦敦举行进一步会谈。据报道,美国总统特朗普的特使史蒂夫·维特科夫计划与普京再次举行会晤。

  HTFX外汇表示,协议的轮廓正逐渐清晰:乌克兰不会被非军事化(这是克里姆林宫的要求),目前的战线可能会被冻结。他们还表示,美国可能会承认克里米亚是俄罗斯的一部分(俄罗斯于2014年占领了该半岛),但这不会延伸到俄罗斯军队控制的其他乌克兰地区。

  任天堂表示,其即将推出的Switch2游戏机在日本市场需求极为火爆,暗示该设备或将缔造游戏硬件行业的历史。

  “仅在日本地区,我们就在官方在线商店收到了220万份抽签销售申请,远超我们的预期,”任天堂社长古川俊太郎周三在X平台上发文称。“因此,大量申请者将无法入选,我们对此表示歉意。”

  总部位于京都的任天堂公司为应对日本市场的高需求,引入了抽签系统,并优先考虑频繁玩家和在原版Switch上购买过在线订阅服务的用户。预售将于周四开始。

第一财经记者获悉,4月22日上午,上海银行(601229.SH)召开干部大会,宣布顾建忠担任上海银行党委书记。同日晚间,上海银行公告称,董事长金煜因年龄原因辞职,辞呈送达董事会即生效,其不再担任公司任何职务。

顾建忠此次回归“老东家”在业内意料之中。早在4月11日,上海发布微信公众号发布了市管干部任职前公示,显示顾建忠拟任市管企业党委书记,同时被提名为董事长。随着顾建忠的调离,上海农商银行行长一职暂时出现空缺。

资深“老将”拟接棒

公开资料显示,顾建忠1974年11月出生,拥有在职研究生学历,经济学硕士。其工作履历丰富,曾在上海银行、上海国际集团、上海农商银行等机构长期任职,此次调任是“老将”回归。

回顾顾建忠的职业生涯,1997年7月,他从复旦大学毕业后加入上海银行。在随后的17年里,先后担任上海银行公司金融部副总经理(兼营销经理部负责人)、港台业务部总经理,以及公司金融部总经理、授信审批中心总经理、营业部总经理等职务。2015年,顾建忠加入上海国际集团担任副总裁,主抓投资管理。2019年4月,任上海农商银行行长,至今已满六年,在任期间,他成功推动沪农商行(601825.SH)完成上交所主板上市,成为A股第41家上市银行,跻身第10家上市农商行之列。

与此同时,上海银行也迎来董事长的变动。4月22日晚,上海银行发布公告称,当日,公司董事会收到金煜董事长的辞呈。由于年龄原因,金煜辞去董事长、执行董事及董事会战略委员会主任委员职务,自辞呈送达董事会起生效,辞任后不再担任公司任何职务。根据公司章程,在新任董事长任职前,由副董事长施红敏代行董事长及法定代表人职责。

金煜也是一位资深银行家。资料显示,金煜于1965年2月出生,今年已满60岁,曾长期在建设银行系统任职,自2015年6月起担任上海银行董事长,任职近10年。

业绩重回增长

2024年,A股银行板块整体创下近十年来最大涨幅,上海银行以接近七成涨幅领跑银行板块。今年以来,上海银行在二级市场继续保持强势涨幅。截至4月22日,上海银行股价报10.48元/股,最新市值达1488.86亿元,2025年累计涨幅14.54%,在A股42家银行股中仍位居第一。

不过,尽管股价表现强劲,上海银行在分红方面却面临一定挑战,高分红、高股息率是投资银行股的关键指标,而上海银行此前的分红比例并不突出,自上市以来未达到30%。2023年,该行分红比例仅为29%左右,在A股42家上市银行中排名第18位。2024年,上海银行首次实施中期分红,分红比例首次提升至30.67%。

近年来,上海银行的经营业绩也经历了起伏。财报显示,2022年,上海银行营业收入为531.12亿元,同比下降5.54%;2023年,营业收入降至505.64亿元,同比降幅为4.8%。同期,2022年、2023年,该行归母净利润分别为222.8亿元和225.45亿元,增速虽保持在1%以上,但整体增长放缓。

经历了连续两年的业绩下滑之后,2024年,上海银行重新回归增长态势。根据上海银行披露的业绩预告,2024年,该行实现营业收入529.86亿元,同比增长4.79%;归母净利润达到235.6亿元,同比增长4.5%。截至2024年末,该行资产规模突破3.23万亿元大关。

  据统计,4月23日,包括鑫科材料、桐昆股份在内的2家A股上市公司披露增持情况。包括沃尔核材、国新文化、恒兴新材、菱电电控(维权)、辽宁能源、百奥泰、宝兰德(维权)在内的7家A股上市公司披露减持情况。

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