Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82
忘忧草日本影院:探寻的独特魅力,感受亲情的温度
随机图片

忘忧草日本影院:探寻的独特魅力,感受亲情的温度

更新时间: 浏览次数: 422

400电话:123456(点击咨询)
忘忧草日本影院:探寻的独特魅力,感受亲情的温度各观看免费《今日汇总》
忘忧草日本影院:探寻的独特魅力,感受亲情的温度各热线观看免费2025已更新(2025已更新)








忘忧草日本影院:探寻的独特魅力,感受亲情的温度观看免费电话:(1)123456(点击咨询)(2)123456(点击咨询)








忘忧草日本影院:探寻的独特魅力,感受亲情的温度观看免费热线(1)123456(点击咨询)(2)123456(点击咨询)




忘忧草日本影院:探寻的独特魅力,感受亲情的温度各区点热线观看免费《今日发布》
Random Image 忘忧草日本影院:探寻的独特魅力,感受亲情的温度电话








7天观看免费人工电话为您、忘忧草日本影院:探寻的独特魅力,感受亲情的温度团队在调度中心的统筹调配下,线下专业及各地区人员团队等专属,整个报修流程规范有序,后期同步跟踪查询公开透明。








所有团队均经过专业培训、持证上岗,所用产品配件均为原厂直供,








忘忧草日本影院:探寻的独特魅力,感受亲情的温度各观看免费《今日汇总》2025已更新(今日/推荐)








忘忧草日本影院:探寻的独特魅力,感受亲情的温度电话区域:








呼和浩特市(武川县、新城区、清水河县、土默特左旗、玉泉区、回民区、赛罕区、托克托县、和林格尔县)








宜宾市(屏山县、筠连县、叙州区、南溪区、长宁县、兴文县、珙县、翠屏区、高县、江安县)








锦州市(凌海市、义县、古塔区、黑山县、北镇市、凌河区、太和区)








商洛市(丹凤县、山阳县、商州区、洛南县、柞水县、镇安县、商南县)  临汾市(安泽县、曲沃县、吉县、汾西县、隰县、大宁县、蒲县、襄汾县、霍州市、翼城县、乡宁县、洪洞县、尧都区、侯马市、浮山县、古县、永和县)








梧州市(万秀区、岑溪市、长洲区、藤县、苍梧县、蒙山县、龙圩区)








抚顺市(顺城区、新宾满族自治县、清原满族自治县、新抚区、东洲区、抚顺县、望花区)








娄底市(涟源市、冷水江市、双峰县、新化县、娄星区)








宿州市(萧县、砀山县、泗县、灵璧县、埇桥区)  海北藏族自治州(海晏县、祁连县、门源回族自治县、刚察县)








郑州市(登封市、管城回族区、二七区、金水区、中原区、巩义市、荥阳市、新密市、新郑市、中牟县、惠济区、上街区)








绥化市(肇东市、青冈县、兰西县、望奎县、绥棱县、北林区、庆安县、海伦市、安达市、明水县)








山南市(错那市、贡嘎县、乃东区、曲松县、浪卡子县、隆子县、桑日县、措美县、洛扎县、扎囊县、琼结县、加查县)








乐山市(井研县、峨边彝族自治县、峨眉山市、马边彝族自治县、沙湾区、市中区、夹江县、犍为县、沐川县、五通桥区、金口河区)








衢州市(开化县、江山市、龙游县、常山县、衢江区、柯城区)








渭南市(蒲城县、富平县、华阴市、合阳县、临渭区、大荔县、潼关县、白水县、澄城县、华州区、韩城市)








锡林郭勒盟(苏尼特右旗、二连浩特市、锡林浩特市、东乌珠穆沁旗、多伦县、太仆寺旗、苏尼特左旗、西乌珠穆沁旗、正镶白旗、正蓝旗、阿巴嘎旗、镶黄旗)








张掖市(肃南裕固族自治县、甘州区、高台县、民乐县、临泽县、山丹县)








宜春市(樟树市、宜丰县、高安市、铜鼓县、上高县、万载县、奉新县、靖安县、袁州区、丰城市)








长春市(南关区、榆树市、农安县、宽城区、二道区、朝阳区、德惠市、九台区、双阳区、公主岭市、绿园区)








攀枝花市(东区、西区、仁和区、米易县、盐边县)








河池市(天峨县、巴马瑶族自治县、大化瑶族自治县、都安瑶族自治县、南丹县、东兰县、罗城仫佬族自治县、凤山县、金城江区、宜州区、环江毛南族自治县)








巴音郭楞蒙古自治州(焉耆回族自治县、博湖县、且末县、库尔勒市、轮台县、和静县、尉犁县、若羌县、和硕县)








北海市(海城区、合浦县、银海区、铁山港区)








毕节市(织金县、金沙县、纳雍县、黔西市、七星关区、赫章县、大方县、威宁彝族回族苗族自治县)








日照市(岚山区、东港区、莒县、五莲县)








滨州市(惠民县、阳信县、滨城区、沾化区、博兴县、邹平市、无棣县)








南通市(如皋市、启东市、崇川区、海门区、海安市、如东县、通州区)








鸡西市(密山市、城子河区、麻山区、虎林市、梨树区、滴道区、鸡东县、鸡冠区、恒山区)
400电话:123456(点击咨询)
忘忧草日本影院:探寻的独特魅力,感受亲情的温度各观看免费《今日汇总》《今日发布》
忘忧草日本影院:探寻的独特魅力,感受亲情的温度各观看免费《今日汇总》(2025已更新)








忘忧草日本影院:探寻的独特魅力,感受亲情的温度观看免费电话:(1)123456(点击咨询)(2)123456(点击咨询)








忘忧草日本影院:探寻的独特魅力,感受亲情的温度观看免费热线(1)123456(点击咨询)(2)123456(点击咨询)




忘忧草日本影院:探寻的独特魅力,感受亲情的温度各观看免费《今日汇总》【2025已更新列表】
忘忧草日本影院:探寻的独特魅力,感受亲情的温度电话








7天观看免费人工电话为您、忘忧草日本影院:探寻的独特魅力,感受亲情的温度团队在调度中心的统筹调配下,线下专业及各地区人员团队等专属,整个报修流程规范有序,后期同步跟踪查询公开透明。








所有团队均经过专业培训、持证上岗,所用产品配件均为原厂直供,








忘忧草日本影院:探寻的独特魅力,感受亲情的温度中心2025已更新(今日/推荐)








忘忧草日本影院:探寻的独特魅力,感受亲情的温度电话区域:








漯河市(郾城区、源汇区、召陵区、舞阳县、临颍县)








澳门特别行政区








宁德市(古田县、屏南县、霞浦县、柘荣县、寿宁县、福安市、福鼎市、蕉城区、周宁县)








阿坝藏族羌族自治州(九寨沟县、小金县、松潘县、若尔盖县、理县、壤塘县、马尔康市、红原县、汶川县、茂县、黑水县、金川县、阿坝县)  秦皇岛市(卢龙县、昌黎县、抚宁区、青龙满族自治县、北戴河区、海港区、山海关区)








大连市(金州区、西岗区、长海县、甘井子区、沙河口区、庄河市、中山区、旅顺口区、瓦房店市、普兰店区)








五指山市(乐东黎族自治县、东方市、澄迈县、昌江黎族自治县、定安县、文昌市、白沙黎族自治县、陵水黎族自治县、屯昌县、保亭黎族苗族自治县、临高县、琼中黎族苗族自治县、万宁市、琼海市)








郴州市(永兴县、北湖区、汝城县、桂东县、苏仙区、嘉禾县、安仁县、临武县、桂阳县、资兴市、宜章县)新余市(分宜县、渝水区)








铜仁市(玉屏侗族自治县、松桃苗族自治县、万山区、江口县、碧江区、德江县、思南县、印江土家族苗族自治县、沿河土家族自治县、石阡县)  西双版纳傣族自治州(景洪市、勐海县、勐腊县)








甘南藏族自治州(卓尼县、玛曲县、临潭县、夏河县、舟曲县、碌曲县、合作市、迭部县)








长沙市(雨花区、宁乡市、天心区、芙蓉区、开福区、浏阳市、长沙县、望城区、岳麓区)








焦作市(中站区、温县、孟州市、沁阳市、修武县、博爱县、马村区、山阳区、解放区、武陟县)芜湖市(无为市、繁昌区、镜湖区、湾沚区、鸠江区、弋江区、南陵县)








钦州市(钦南区、钦北区、浦北县、灵山县)








厦门市(思明区、同安区、集美区、湖里区、海沧区、翔安区)








揭阳市(榕城区、惠来县、普宁市、揭东区、揭西县)








萍乡市(芦溪县、安源区、湘东区、上栗县、莲花县)








榆林市(绥德县、横山区、清涧县、定边县、米脂县、榆阳区、靖边县、吴堡县、府谷县、神木市、佳县、子洲县)








绍兴市(新昌县、柯桥区、越城区、上虞区、诸暨市、嵊州市)








沧州市(东光县、泊头市、青县、河间市、肃宁县、献县、任丘市、盐山县、黄骅市、孟村回族自治县、海兴县、运河区、吴桥县、南皮县、沧县、新华区)








亳州市(谯城区、利辛县、蒙城县、涡阳县)








潍坊市(昌乐县、诸城市、昌邑市、寿光市、临朐县、奎文区、寒亭区、青州市、高密市、坊子区、安丘市、潍城区)








呼伦贝尔市(阿荣旗、扎赉诺尔区、牙克石市、莫力达瓦达斡尔族自治旗、新巴尔虎右旗、额尔古纳市、扎兰屯市、鄂温克族自治旗、陈巴尔虎旗、鄂伦春自治旗、满洲里市、根河市、新巴尔虎左旗、海拉尔区)








哈尔滨市(延寿县、呼兰区、阿城区、木兰县、平房区、宾县、道外区、南岗区、双城区、通河县、香坊区、松北区、巴彦县、五常市、尚志市、方正县、依兰县、道里区)








海口市(美兰区、龙华区、琼山区、秀英区)








天津市(蓟州区、武清区、南开区、河西区、静海区、北辰区、西青区、滨海新区、河北区、宝坻区、津南区、河东区、红桥区、东丽区、宁河区、和平区)








铁岭市(昌图县、调兵山市、开原市、清河区、西丰县、铁岭县、银州区)








北京市(海淀区、房山区、通州区、平谷区、丰台区、朝阳区、昌平区、门头沟区、石景山区、西城区、延庆区、怀柔区、大兴区、密云区、顺义区、东城区)








德宏傣族景颇族自治州(芒市、梁河县、陇川县、瑞丽市、盈江县)

  转自:北京商报

  农信社改革不断提速,在省级农商行成立的同时,地市级农商行也不断涌现。4月16日,北京商报记者获悉,当日,自贡农商行、富顺农商行、荣县农商行召开临时股东大会,审议自贡农商行吸收合并富顺农商行、荣县农商行,成立自贡市级统一法人农商行等议案,后续或将推进实施。不久前,资阳市也传出组建市级农商行的消息。除四川外,新疆、安徽、云南、广西、湖南等地也在有序推进筹建地市级农商行。

  在分析人士看来,适度地通过兼并重组的手段来组建地市级农商行,可以在一定程度上整合和优化现有的资源,在形成一定的规模效应的同时,进一步优化基层法人的股权和治理结构,化解和处置存量风险,同时与省级农商行改革相呼应,以构建更加完善和高效的地方金融服务网络,服务当地经济和社会发展需求。

  又有两家县级机构将被合并

  延期6天后,4月16日,四川省自贡市三家农商行临时股东大会召开。北京商报记者获悉,自贡农商行、富顺农商行、荣县农商行分别在自贡市、富顺县、荣县召开2025年第一次临时股东大会,审议自贡农商行吸收合并富顺农商行、荣县农商行,成立自贡市级统一法人农商行等议案。

  “临时股东大会延期到今日早上召开,之前已经发布了补充通知,审议吸收富顺农商行、荣县农商行两家银行。”自贡农商行相关负责人说道。

  据了解,三家银行原定于4月10日召开临时股东大会,但随后均发布补充公告宣布延期至4月16日。对于审议情况及后续进展,富顺农商行相关负责人透露,“临时股东大会审议了自贡农商行吸收合并我行的议案,通过后,后续还需要监管批复”。

  荣县农商行相关负责人则表示,具体审议结果后续会发布公告,若合并,后面还有一系列的流程,需经过监管部门批准,合并之后,银行名称可能会改变,但不会影响储户办理业务。

  根据金融监管总局披露的信息,自贡市仅有自贡农商行、富顺农商行、荣县农商行三家本地农商行,其中,自贡农商行、富顺农商行均在2017年完成改制开业,荣县农商行成立则较晚,于2023年11月宣布开业,开业后前身荣县农村信用合作联社自行终止。

  产业经济资深研究人士王剑辉认为,推动市级农商行组建能够化解和处置部分地方银行的存量风险或薄弱问题,同时利用规模优势,为客户提供更加丰富的产品和服务,并通过技术升级和流程优化提高运营效率。此外,市级农商行的成立也是为了与省级农商行改革相呼应,以构建更加完善和高效的地方金融服务网络,更好地服务当地经济和社会发展需求。

  地市级农商行规模效应显现

  近年来,四川农信系统改革不断,根据四川金融监管局此前发布的2024年数据,四川省市级农商行改革加快推进,随着南充、达州改革顺利完成,包括成都在内,四川已有11个市(州)成立市级统一法人农商行。

  今年以来,四川省内多地继续推动市级同一法人农商行改革工作。不久前,资阳农商行也发布公告称,拟于4月25日召开临时股东大会,审议吸收合并安岳农商行、乐至农商行,成立资阳市市级统一法人农商行等议案。除自贡市、资阳市外,广元市已于2月底召开组建市级统一法人改革农商行工作启动会议,遂宁市也计划推动组建市级统一法人农商行。随着后续工作的推进,届时,四川完成市级农商行改革的机构有望增至15家。

  据了解,四川全省农商行统一由四川省农村信用社联合社管理,2024年1月,四川农商联合银行开业,承继后者对全省农商行的管理职能,推进形成“省投市、市投县”的股权治理结构,即省农商联合银行参股各地市农商行,地市农商行入股当地县级农商行。

  根据四川农商联合银行官网信息,全省共有21家市级农商行(办事处)、149家县级农商行(支行)、近5000家营业网点、1.1万个农村金融综合服务站,网点数量占全省银行业的35%。

  “在联合银行模式下,如果县域经济规模偏小,基层法人经营能力有限,而且存量风险积累难以靠自身发展来化解的话,简单地保留原有县域法人,并不能从根本上解决农村金融机构可持续发展的问题,即便在联合银行组建过程中,由地方政府发行专项债进行注资,也只能达到输血救助的效果。”上海金融与发展实验室主任曾刚认为,因此,在省联社改革的过程中,适度地通过兼并重组的手段来组建地市级农商行,可以在一定程度上整合和优化现有的资源,在形成一定的规模效应的同时,可以进一步优化基层法人的股权和治理结构,化解和处置存量风险,夯实其稳健发展的基础。

  仍需强化风险管理和公司治理

  除四川外,新疆、安徽、云南、广西、湖南等地也通过吸收合并或新设合并方式有序推进筹建地市级统一法人农商行。

  例如,去年12月,由喀什地区11家农信社和1家农商行以新设合并方式组建的喀什农商行揭牌开业,标志着新疆南疆四地州以地州为单位组建统一法人农商行工作完成,此前已有阿克苏塔里木农商行、克州农商行、和田农商行相继揭牌开业。同一时期,安徽濉溪农商行正式并入淮北农商行,意味着安徽地市级统一法人农商行改革“第一单”顺利落地。另据广西来宾市人民政府消息,该市2025年重点工作包括推进组建市级统一法人农商行改革试点。

  “地级市农商行的组建并非全国铺开,更多是各地根据自身经济、金融的发展情况来选择。”曾刚表示,合并后的地级市农商行能够利用规模优势,提升金融服务的效率和质量,更好地满足地方经济和社会发展的需求,同时可以增强农商行的资本实力和风险抵御能力,提高金融机构的稳健性,促进金融创新和产品多样化。

  不过,由于规模更大、县域法人更为复杂,地级市农商行组建过程中也需要进一步强化风险管理和公司治理能力。资深金融监管政策专家周毅钦指出,地级市农商行组建过程中需处理好风险资产处置、公司治理机制整合、客户服务衔接等问题,以吸收合并方式设立的地级市农商行为例,被合并的县域农商行往往历史包袱较大,需要通过清产核资、资产置换或政府专项债注资等方式化解。不同机构原有的管理模式、企业文化、业务流程存在差异,合并后需统一公司治理、内控机制、风控标准、科技系统、操作流程等,这都需要一些时间进行消化。此外,合并后对于原有客户如何进行安抚和承接,网点是否可能缩减,导致县域金融服务弱化,这些问题都需要机构在整合后能够抓紧时间进行优化处理。

  随着农信系统改革的不断推进,相关机构数量也在不断减少。截至2024年末,我国共有3811家银行机构,较2023年减少193家,减少数量创近三年来新高,其中,农商行一年内减少44家至1563家,农信社一年内减少41家至458家。

  王剑辉认为,未来农商行发展不仅要注重技术创新和服务质量的提升,还需要建立健全的合作机制,县级、市级、省级机构应形成良性互动,在保持各自特色的基础上形成互补,避免重复建设和资源浪费。

  北京商报记者 李海颜

忘忧草日本影院:探寻的独特魅力,感受亲情的温度的相关文章 广厦男篮主帅:希望球员别单打独斗的相关文章
范玮琪哽咽说要有被讨厌的勇气
失聪老人外出迷路 邻里助其平安归家
孙颖莎让解说员无话可说
《无限超越班》试戏《边水往事》
金价不断飙高 机构“开泼冷水”
卢靖姗给李承铉介绍工作
阿维塔2027年全球销量目标40万辆
日本乒乓球名将因赌博被禁赛半年
金价不断飙高 机构“开泼冷水”
美专家:关税战赢家一定是中国
美国中餐馆或将迎来涨价潮
意总理口译员为白宫翻译失误致歉
  • 友情链接:
  • 阿维塔2027年全球销量目标40万辆 黄河水变清澈 壶口瀑布景区回应 小伙搬砖9年攒下200万:还会继续干 巴西乒协祝贺雨果创造历史 范德彪13分钟贡献2分4板 神舟二十号全系统合练今日展开 金价不断飙高 机构“开泼冷水” 本轮巴以冲突已致加沙51201人死亡 赛力斯张兴海为问界M8首批用户交车 为筹资金乌议员建议色情合法化

    查看更多评价 ∨