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Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

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Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82
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  转自:北京商报

  “积极开展数字人民币扩消费、惠民生推广活动”“开展‘数字人民币+首发首店’场景试点”“鼓励有条件的地区派发数字人民币体育消费券”“推动将数字人民币等新兴业务纳入数据报送范围”……近日,各地各部门关于数字人民币的发声不断,为数字人民币试点开辟新的路径。

  4月21日,据人民银行官网,中国人民银行、金融监管总局、国家外汇局、上海市人民政府联合印发《上海国际金融中心进一步提升跨境金融服务便利化行动方案》(以下简称《行动方案》)。支持在沪数字人民币运营试点银行积极参与多边央行数字货币桥项目,探索创新特色场景。支持外汇交易中心为多边央行数字货币桥提供外汇流动性管理及兑换服务。

  而在消费促进与民生服务领域,中国人民银行上海总部近日也明确,要积极开展数字人民币扩消费、惠民生推广活动。一方面,支持引导景区、星级饭店、重点商圈商户进行数字人民币受理改造,以提升商户侧受理便利性,持续优化数字人民币生态环境;另一方面,引导市属国企、在沪央企使用数字人民币开展资金收付,提高数字人民币对公业务规模。

  在创新应用场景打造上,浙江省也有新动作。浙江省商务厅等10部门印发《关于促进首发经济高质量发展的实施方案》,提到要深化消费金融创新,鼓励为首店品牌、首发产品消费提供优惠权益和增值服务,其中就包括开展“数字人民币+首发首店”场景试点,促进首店场所支付便利化。

  与此同时,人民银行等四部门联合印发的《关于金融支持体育产业高质量发展的指导意见》也指出,要推广数字人民币在体育消费领域的应用,鼓励有条件的地区派发数字人民币体育消费券,旨在发挥金融促进体育消费增长的功能,拓展体育健身、观赛、培训、旅游等消费新空间。

  监管层面也有新动态。人民银行最新发布的中国反洗钱报告显示,已印发《数字人民币反洗钱和反恐怖融资工作指引》及《关于做好数字人民币工作有关问题的通知》,并推动将数字人民币等新兴业务纳入数据报送范围,进一步完善数字人民币的监管框架,保障其健康有序发展。

  素喜智研高级研究员苏筱芮告诉北京商报记者,从近日举措看,一方面数字人民币与政策鼓励方向,如“首发经济”进行结合;另一方面,也有助于规范数字人民币相关信息传输共享,有利于为后续进一步夯实数字人民币钱包账户安全、巩固反洗钱等相关工作打下坚实根基。

  苏筱芮预计,数字人民币将继续围绕重点零售场景、新兴零售生态来进一步深化应用,同时,针对预付式消费的数字人民币“元管家”所链接的场景,也有望在未来进一步扩容。

  近年来,数字人民币消费红包的优惠力度确实吸引了不少消费者,自今年以来,各地、各机构发放数字人民币消费红包力度不减,将惠民政策与科技创新深度融合。业内认为,随着各地在数字人民币推广、应用场景创新及监管完善等方面持续发力,数字人民币试点正逐步走向更广阔、更深入的发展阶段。

  “后续,建议数字人民币相关的指定运营机构,可以整理数字人民币常见的疑问与服务手册,加大对普通消费者的金融科普,在促进消费者增进对数字人民币了解的同时,也防范外部不法分子的虚假宣传话术。”苏筱芮称。

  北京商报记者刘四红

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