Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82
火影忍者女忍者的耐力测试图片,揭开母女关系的真实面貌!
随机图片

火影忍者女忍者的耐力测试图片,揭开母女关系的真实面貌!

更新时间: 浏览次数: 777

400电话:123456(点击咨询)
火影忍者女忍者的耐力测试图片,揭开母女关系的真实面貌!各观看免费《今日汇总》
火影忍者女忍者的耐力测试图片,揭开母女关系的真实面貌!各热线观看免费2025已更新(2025已更新)








火影忍者女忍者的耐力测试图片,揭开母女关系的真实面貌!观看免费电话:(1)123456(点击咨询)(2)123456(点击咨询)








火影忍者女忍者的耐力测试图片,揭开母女关系的真实面貌!观看免费热线(1)123456(点击咨询)(2)123456(点击咨询)




火影忍者女忍者的耐力测试图片,揭开母女关系的真实面貌!各区点热线观看免费《今日发布》
Random Image 火影忍者女忍者的耐力测试图片,揭开母女关系的真实面貌!电话








7天观看免费人工电话为您、火影忍者女忍者的耐力测试图片,揭开母女关系的真实面貌!团队在调度中心的统筹调配下,线下专业及各地区人员团队等专属,整个报修流程规范有序,后期同步跟踪查询公开透明。








所有团队均经过专业培训、持证上岗,所用产品配件均为原厂直供,








火影忍者女忍者的耐力测试图片,揭开母女关系的真实面貌!各观看免费《今日汇总》2025已更新(今日/推荐)








火影忍者女忍者的耐力测试图片,揭开母女关系的真实面貌!电话区域:








果洛藏族自治州(达日县、甘德县、玛沁县、久治县、班玛县、玛多县)








绵阳市(江油市、北川羌族自治县、安州区、平武县、盐亭县、涪城区、梓潼县、游仙区、三台县)








莆田市(涵江区、仙游县、荔城区、秀屿区、城厢区)








孝感市(云梦县、安陆市、孝南区、大悟县、应城市、汉川市、孝昌县)  吉林市(蛟河市、丰满区、永吉县、磐石市、船营区、龙潭区、昌邑区、桦甸市、舒兰市)








喀什地区(英吉沙县、麦盖提县、伽师县、叶城县、岳普湖县、莎车县、泽普县、疏勒县、巴楚县、喀什市、疏附县、塔什库尔干塔吉克自治县)








泰安市(岱岳区、宁阳县、泰山区、新泰市、东平县、肥城市)








泸州市(泸县、龙马潭区、合江县、古蔺县、叙永县、纳溪区、江阳区)阳泉市(平定县、城区、矿区、盂县、郊区)








丽水市(云和县、遂昌县、缙云县、莲都区、龙泉市、松阳县、青田县、庆元县、景宁畲族自治县)  龙岩市(长汀县、上杭县、新罗区、武平县、连城县、永定区、漳平市)








合肥市(庐江县、包河区、巢湖市、庐阳区、肥西县、蜀山区、瑶海区、肥东县、长丰县)








白城市(通榆县、洮南市、大安市、镇赉县、洮北区)








玉溪市(元江哈尼族彝族傣族自治县、红塔区、华宁县、通海县、易门县、新平彝族傣族自治县、江川区、峨山彝族自治县、澄江市)








安康市(白河县、旬阳市、平利县、石泉县、镇坪县、宁陕县、汉阴县、汉滨区、岚皋县、紫阳县)








常州市(天宁区、新北区、钟楼区、溧阳市、武进区、金坛区)








晋城市(陵川县、沁水县、高平市、泽州县、城区、阳城县)








荆州市(洪湖市、沙市区、公安县、荆州区、监利市、松滋市、石首市、江陵县)








铜仁市(石阡县、德江县、碧江区、沿河土家族自治县、印江土家族苗族自治县、玉屏侗族自治县、万山区、思南县、江口县、松桃苗族自治县)








巴音郭楞蒙古自治州(和静县、焉耆回族自治县、尉犁县、轮台县、且末县、若羌县、库尔勒市、博湖县、和硕县)








普洱市(澜沧拉祜族自治县、孟连傣族拉祜族佤族自治县、墨江哈尼族自治县、景谷傣族彝族自治县、镇沅彝族哈尼族拉祜族自治县、景东彝族自治县、思茅区、宁洱哈尼族彝族自治县、西盟佤族自治县、江城哈尼族彝族自治县)








百色市(乐业县、那坡县、西林县、隆林各族自治县、田阳区、靖西市、右江区、田林县、田东县、平果市、凌云县、德保县)








武威市(凉州区、民勤县、天祝藏族自治县、古浪县)








攀枝花市(东区、盐边县、米易县、仁和区、西区)








毕节市(大方县、织金县、金沙县、黔西市、威宁彝族回族苗族自治县、纳雍县、七星关区、赫章县)








陇南市(宕昌县、两当县、徽县、武都区、西和县、礼县、成县、文县、康县)








兴安盟(乌兰浩特市、突泉县、科尔沁右翼前旗、阿尔山市、扎赉特旗、科尔沁右翼中旗)








玉树藏族自治州(称多县、曲麻莱县、杂多县、治多县、囊谦县、玉树市)








内江市(资中县、隆昌市、东兴区、市中区、威远县)








朝阳市(喀喇沁左翼蒙古族自治县、龙城区、双塔区、凌源市、朝阳县、北票市、建平县)
400电话:123456(点击咨询)
火影忍者女忍者的耐力测试图片,揭开母女关系的真实面貌!各观看免费《今日汇总》《今日发布》
火影忍者女忍者的耐力测试图片,揭开母女关系的真实面貌!各观看免费《今日汇总》(2025已更新)








火影忍者女忍者的耐力测试图片,揭开母女关系的真实面貌!观看免费电话:(1)123456(点击咨询)(2)123456(点击咨询)








火影忍者女忍者的耐力测试图片,揭开母女关系的真实面貌!观看免费热线(1)123456(点击咨询)(2)123456(点击咨询)




火影忍者女忍者的耐力测试图片,揭开母女关系的真实面貌!各观看免费《今日汇总》【2025已更新列表】
火影忍者女忍者的耐力测试图片,揭开母女关系的真实面貌!电话








7天观看免费人工电话为您、火影忍者女忍者的耐力测试图片,揭开母女关系的真实面貌!团队在调度中心的统筹调配下,线下专业及各地区人员团队等专属,整个报修流程规范有序,后期同步跟踪查询公开透明。








所有团队均经过专业培训、持证上岗,所用产品配件均为原厂直供,








火影忍者女忍者的耐力测试图片,揭开母女关系的真实面貌!中心2025已更新(今日/推荐)








火影忍者女忍者的耐力测试图片,揭开母女关系的真实面貌!电话区域:








苏州市(吴中区、太仓市、姑苏区、虎丘区、昆山市、常熟市、张家港市、吴江区、相城区)








延安市(志丹县、洛川县、延川县、甘泉县、富县、子长市、宜川县、延长县、黄陵县、黄龙县、安塞区、吴起县、宝塔区)








定西市(安定区、陇西县、渭源县、通渭县、漳县、临洮县、岷县)








哈尔滨市(木兰县、道里区、香坊区、通河县、巴彦县、尚志市、方正县、依兰县、南岗区、呼兰区、双城区、阿城区、道外区、五常市、平房区、延寿县、宾县、松北区)  铜陵市(枞阳县、郊区、铜官区、义安区)








德州市(临邑县、武城县、禹城市、宁津县、陵城区、庆云县、平原县、夏津县、齐河县、乐陵市、德城区)








西双版纳傣族自治州(勐海县、勐腊县、景洪市)








周口市(沈丘县、川汇区、西华县、商水县、项城市、鹿邑县、淮阳区、太康县、郸城县、扶沟县)香港特别行政区








连云港市(灌云县、连云区、东海县、海州区、赣榆区、灌南县)  襄阳市(南漳县、宜城市、保康县、枣阳市、谷城县、老河口市、襄城区、樊城区、襄州区)








海西蒙古族藏族自治州(乌兰县、都兰县、茫崖市、天峻县、德令哈市、格尔木市)








南充市(西充县、蓬安县、南部县、营山县、嘉陵区、仪陇县、高坪区、顺庆区、阆中市)








阿勒泰地区(阿勒泰市、青河县、福海县、布尔津县、哈巴河县、富蕴县、吉木乃县)贵港市(桂平市、港南区、港北区、平南县、覃塘区)








遵义市(道真仡佬族苗族自治县、正安县、绥阳县、凤冈县、赤水市、播州区、汇川区、红花岗区、余庆县、仁怀市、务川仡佬族苗族自治县、桐梓县、湄潭县、习水县)








济南市(历下区、历城区、槐荫区、莱芜区、市中区、章丘区、钢城区、长清区、天桥区、商河县、济阳区、平阴县)








凉山彝族自治州(金阳县、会理市、西昌市、昭觉县、冕宁县、盐源县、会东县、美姑县、甘洛县、雷波县、德昌县、布拖县、木里藏族自治县、宁南县、喜德县、越西县、普格县)








儋州市








和田地区(于田县、墨玉县、策勒县、洛浦县、皮山县、和田县、和田市、民丰县)








伊春市(伊美区、南岔县、丰林县、大箐山县、嘉荫县、铁力市、友好区、汤旺县、金林区、乌翠区)








桂林市(平乐县、临桂区、叠彩区、灌阳县、灵川县、兴安县、象山区、恭城瑶族自治县、全州县、阳朔县、荔浦市、资源县、永福县、秀峰区、龙胜各族自治县、雁山区、七星区)








昆明市(西山区、宜良县、寻甸回族彝族自治县、盘龙区、安宁市、禄劝彝族苗族自治县、石林彝族自治县、晋宁区、呈贡区、五华区、东川区、嵩明县、富民县、官渡区)








衢州市(柯城区、开化县、衢江区、龙游县、江山市、常山县)








钦州市(钦南区、钦北区、灵山县、浦北县)








临沧市(永德县、沧源佤族自治县、临翔区、凤庆县、耿马傣族佤族自治县、云县、镇康县、双江拉祜族佤族布朗族傣族自治县)








德阳市(旌阳区、罗江区、广汉市、什邡市、中江县、绵竹市)








齐齐哈尔市(昂昂溪区、富裕县、拜泉县、龙沙区、讷河市、克山县、克东县、泰来县、富拉尔基区、龙江县、铁锋区、梅里斯达斡尔族区、依安县、建华区、甘南县、碾子山区)








鄂州市(梁子湖区、鄂城区、华容区)








东莞市








鹤壁市(浚县、山城区、淇滨区、鹤山区、淇县)

  转自:北京商报

  农信社改革不断提速,在省级农商行成立的同时,地市级农商行也不断涌现。4月16日,北京商报记者获悉,当日,自贡农商行、富顺农商行、荣县农商行召开临时股东大会,审议自贡农商行吸收合并富顺农商行、荣县农商行,成立自贡市级统一法人农商行等议案,后续或将推进实施。不久前,资阳市也传出组建市级农商行的消息。除四川外,新疆、安徽、云南、广西、湖南等地也在有序推进筹建地市级农商行。

  在分析人士看来,适度地通过兼并重组的手段来组建地市级农商行,可以在一定程度上整合和优化现有的资源,在形成一定的规模效应的同时,进一步优化基层法人的股权和治理结构,化解和处置存量风险,同时与省级农商行改革相呼应,以构建更加完善和高效的地方金融服务网络,服务当地经济和社会发展需求。

  又有两家县级机构将被合并

  延期6天后,4月16日,四川省自贡市三家农商行临时股东大会召开。北京商报记者获悉,自贡农商行、富顺农商行、荣县农商行分别在自贡市、富顺县、荣县召开2025年第一次临时股东大会,审议自贡农商行吸收合并富顺农商行、荣县农商行,成立自贡市级统一法人农商行等议案。

  “临时股东大会延期到今日早上召开,之前已经发布了补充通知,审议吸收富顺农商行、荣县农商行两家银行。”自贡农商行相关负责人说道。

  据了解,三家银行原定于4月10日召开临时股东大会,但随后均发布补充公告宣布延期至4月16日。对于审议情况及后续进展,富顺农商行相关负责人透露,“临时股东大会审议了自贡农商行吸收合并我行的议案,通过后,后续还需要监管批复”。

  荣县农商行相关负责人则表示,具体审议结果后续会发布公告,若合并,后面还有一系列的流程,需经过监管部门批准,合并之后,银行名称可能会改变,但不会影响储户办理业务。

  根据金融监管总局披露的信息,自贡市仅有自贡农商行、富顺农商行、荣县农商行三家本地农商行,其中,自贡农商行、富顺农商行均在2017年完成改制开业,荣县农商行成立则较晚,于2023年11月宣布开业,开业后前身荣县农村信用合作联社自行终止。

  产业经济资深研究人士王剑辉认为,推动市级农商行组建能够化解和处置部分地方银行的存量风险或薄弱问题,同时利用规模优势,为客户提供更加丰富的产品和服务,并通过技术升级和流程优化提高运营效率。此外,市级农商行的成立也是为了与省级农商行改革相呼应,以构建更加完善和高效的地方金融服务网络,更好地服务当地经济和社会发展需求。

  地市级农商行规模效应显现

  近年来,四川农信系统改革不断,根据四川金融监管局此前发布的2024年数据,四川省市级农商行改革加快推进,随着南充、达州改革顺利完成,包括成都在内,四川已有11个市(州)成立市级统一法人农商行。

  今年以来,四川省内多地继续推动市级同一法人农商行改革工作。不久前,资阳农商行也发布公告称,拟于4月25日召开临时股东大会,审议吸收合并安岳农商行、乐至农商行,成立资阳市市级统一法人农商行等议案。除自贡市、资阳市外,广元市已于2月底召开组建市级统一法人改革农商行工作启动会议,遂宁市也计划推动组建市级统一法人农商行。随着后续工作的推进,届时,四川完成市级农商行改革的机构有望增至15家。

  据了解,四川全省农商行统一由四川省农村信用社联合社管理,2024年1月,四川农商联合银行开业,承继后者对全省农商行的管理职能,推进形成“省投市、市投县”的股权治理结构,即省农商联合银行参股各地市农商行,地市农商行入股当地县级农商行。

  根据四川农商联合银行官网信息,全省共有21家市级农商行(办事处)、149家县级农商行(支行)、近5000家营业网点、1.1万个农村金融综合服务站,网点数量占全省银行业的35%。

  “在联合银行模式下,如果县域经济规模偏小,基层法人经营能力有限,而且存量风险积累难以靠自身发展来化解的话,简单地保留原有县域法人,并不能从根本上解决农村金融机构可持续发展的问题,即便在联合银行组建过程中,由地方政府发行专项债进行注资,也只能达到输血救助的效果。”上海金融与发展实验室主任曾刚认为,因此,在省联社改革的过程中,适度地通过兼并重组的手段来组建地市级农商行,可以在一定程度上整合和优化现有的资源,在形成一定的规模效应的同时,可以进一步优化基层法人的股权和治理结构,化解和处置存量风险,夯实其稳健发展的基础。

  仍需强化风险管理和公司治理

  除四川外,新疆、安徽、云南、广西、湖南等地也通过吸收合并或新设合并方式有序推进筹建地市级统一法人农商行。

  例如,去年12月,由喀什地区11家农信社和1家农商行以新设合并方式组建的喀什农商行揭牌开业,标志着新疆南疆四地州以地州为单位组建统一法人农商行工作完成,此前已有阿克苏塔里木农商行、克州农商行、和田农商行相继揭牌开业。同一时期,安徽濉溪农商行正式并入淮北农商行,意味着安徽地市级统一法人农商行改革“第一单”顺利落地。另据广西来宾市人民政府消息,该市2025年重点工作包括推进组建市级统一法人农商行改革试点。

  “地级市农商行的组建并非全国铺开,更多是各地根据自身经济、金融的发展情况来选择。”曾刚表示,合并后的地级市农商行能够利用规模优势,提升金融服务的效率和质量,更好地满足地方经济和社会发展的需求,同时可以增强农商行的资本实力和风险抵御能力,提高金融机构的稳健性,促进金融创新和产品多样化。

  不过,由于规模更大、县域法人更为复杂,地级市农商行组建过程中也需要进一步强化风险管理和公司治理能力。资深金融监管政策专家周毅钦指出,地级市农商行组建过程中需处理好风险资产处置、公司治理机制整合、客户服务衔接等问题,以吸收合并方式设立的地级市农商行为例,被合并的县域农商行往往历史包袱较大,需要通过清产核资、资产置换或政府专项债注资等方式化解。不同机构原有的管理模式、企业文化、业务流程存在差异,合并后需统一公司治理、内控机制、风控标准、科技系统、操作流程等,这都需要一些时间进行消化。此外,合并后对于原有客户如何进行安抚和承接,网点是否可能缩减,导致县域金融服务弱化,这些问题都需要机构在整合后能够抓紧时间进行优化处理。

  随着农信系统改革的不断推进,相关机构数量也在不断减少。截至2024年末,我国共有3811家银行机构,较2023年减少193家,减少数量创近三年来新高,其中,农商行一年内减少44家至1563家,农信社一年内减少41家至458家。

  王剑辉认为,未来农商行发展不仅要注重技术创新和服务质量的提升,还需要建立健全的合作机制,县级、市级、省级机构应形成良性互动,在保持各自特色的基础上形成互补,避免重复建设和资源浪费。

  北京商报记者 李海颜

新闻结尾 火影忍者女忍者的耐力测试图片,揭开母女关系的真实面貌!的相关文章
四大行定增预案透露什么信号
特朗普称「中国需要与美国达成协议,美国不需要和中国达成协议」,他想表达什么意思?
珍妮:东契奇交易若泄密 交易将失败
你更愿意读「让你舒适的书」还是「挑战你认知的书」?
北大42岁副教授陈昊去世
警方通报轮胎滚进服务区致人死亡
  • 友情链接:
  • 女子用250元侮辱性红包付抚养费 朱一龙吴磊倪妮同撑一把伞 婴儿出生时的脐带血有必要保存吗? ns2定档6月5日正式发售

    查看更多评价 ∨