Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82
8848钛金手机官网:体验最新潮流视频,开启你的娱乐新视界!
随机图片

8848钛金手机官网:体验最新潮流视频,开启你的娱乐新视界!

更新时间: 浏览次数: 555

400电话:123456(点击咨询)
8848钛金手机官网:体验最新潮流视频,开启你的娱乐新视界!各观看免费《今日汇总》
8848钛金手机官网:体验最新潮流视频,开启你的娱乐新视界!各热线观看免费2025已更新(2025已更新)








8848钛金手机官网:体验最新潮流视频,开启你的娱乐新视界!观看免费电话:(1)123456(点击咨询)(2)123456(点击咨询)








8848钛金手机官网:体验最新潮流视频,开启你的娱乐新视界!观看免费热线(1)123456(点击咨询)(2)123456(点击咨询)




8848钛金手机官网:体验最新潮流视频,开启你的娱乐新视界!各区点热线观看免费《今日发布》
Random Image 8848钛金手机官网:体验最新潮流视频,开启你的娱乐新视界!电话








7天观看免费人工电话为您、8848钛金手机官网:体验最新潮流视频,开启你的娱乐新视界!团队在调度中心的统筹调配下,线下专业及各地区人员团队等专属,整个报修流程规范有序,后期同步跟踪查询公开透明。








所有团队均经过专业培训、持证上岗,所用产品配件均为原厂直供,








8848钛金手机官网:体验最新潮流视频,开启你的娱乐新视界!各观看免费《今日汇总》2025已更新(今日/推荐)








8848钛金手机官网:体验最新潮流视频,开启你的娱乐新视界!电话区域:








甘南藏族自治州(临潭县、夏河县、合作市、玛曲县、舟曲县、卓尼县、碌曲县、迭部县)








抚州市(南城县、宜黄县、临川区、资溪县、黎川县、南丰县、乐安县、东乡区、崇仁县、广昌县、金溪县)








昌吉回族自治州(呼图壁县、阜康市、木垒哈萨克自治县、吉木萨尔县、奇台县、昌吉市、玛纳斯县)








开封市(尉氏县、龙亭区、鼓楼区、杞县、通许县、兰考县、顺河回族区、禹王台区、祥符区)  绥化市(绥棱县、安达市、明水县、肇东市、青冈县、望奎县、庆安县、北林区、兰西县、海伦市)








北京市(丰台区、昌平区、东城区、朝阳区、通州区、延庆区、石景山区、密云区、怀柔区、大兴区、顺义区、房山区、平谷区、门头沟区、西城区、海淀区)








阳泉市(矿区、城区、盂县、平定县、郊区)








黄山市(休宁县、屯溪区、黄山区、歙县、祁门县、黟县、徽州区)








吉林市(桦甸市、昌邑区、龙潭区、船营区、永吉县、蛟河市、磐石市、丰满区、舒兰市)  安康市(石泉县、镇坪县、宁陕县、旬阳市、汉滨区、岚皋县、汉阴县、白河县、平利县、紫阳县)








南平市(政和县、建阳区、延平区、邵武市、武夷山市、浦城县、光泽县、松溪县、建瓯市、顺昌县)








衢州市(江山市、衢江区、常山县、柯城区、龙游县、开化县)








松原市(乾安县、扶余市、长岭县、前郭尔罗斯蒙古族自治县、宁江区)








汕头市(金平区、潮南区、南澳县、濠江区、澄海区、龙湖区、潮阳区)








金昌市(金川区、永昌县)








达州市(达川区、通川区、渠县、开江县、大竹县、万源市、宣汉县)








秦皇岛市(海港区、山海关区、昌黎县、青龙满族自治县、卢龙县、北戴河区、抚宁区)








平顶山市(叶县、卫东区、新华区、鲁山县、郏县、宝丰县、湛河区、石龙区、汝州市、舞钢市)








临夏回族自治州(和政县、临夏市、积石山保安族东乡族撒拉族自治县、广河县、东乡族自治县、永靖县、临夏县、康乐县)








德阳市(什邡市、广汉市、绵竹市、旌阳区、中江县、罗江区)








贵港市(桂平市、港南区、港北区、平南县、覃塘区)








抚顺市(顺城区、新抚区、抚顺县、东洲区、清原满族自治县、新宾满族自治县、望花区)








盘锦市(双台子区、兴隆台区、大洼区、盘山县)








郑州市(新郑市、上街区、惠济区、中牟县、巩义市、二七区、新密市、登封市、管城回族区、中原区、金水区、荥阳市)








大理白族自治州(弥渡县、剑川县、云龙县、南涧彝族自治县、大理市、祥云县、洱源县、永平县、巍山彝族回族自治县、宾川县、漾濞彝族自治县、鹤庆县)








普洱市(景谷傣族彝族自治县、墨江哈尼族自治县、澜沧拉祜族自治县、景东彝族自治县、江城哈尼族彝族自治县、宁洱哈尼族彝族自治县、镇沅彝族哈尼族拉祜族自治县、思茅区、孟连傣族拉祜族佤族自治县、西盟佤族自治县)








仙桃市(神农架林区、天门市、潜江市)








中卫市(中宁县、海原县、沙坡头区)








榆林市(定边县、子洲县、绥德县、靖边县、米脂县、府谷县、横山区、佳县、清涧县、吴堡县、榆阳区、神木市)
400电话:123456(点击咨询)
8848钛金手机官网:体验最新潮流视频,开启你的娱乐新视界!各观看免费《今日汇总》《今日发布》
8848钛金手机官网:体验最新潮流视频,开启你的娱乐新视界!各观看免费《今日汇总》(2025已更新)








8848钛金手机官网:体验最新潮流视频,开启你的娱乐新视界!观看免费电话:(1)123456(点击咨询)(2)123456(点击咨询)








8848钛金手机官网:体验最新潮流视频,开启你的娱乐新视界!观看免费热线(1)123456(点击咨询)(2)123456(点击咨询)




8848钛金手机官网:体验最新潮流视频,开启你的娱乐新视界!各观看免费《今日汇总》【2025已更新列表】
8848钛金手机官网:体验最新潮流视频,开启你的娱乐新视界!电话








7天观看免费人工电话为您、8848钛金手机官网:体验最新潮流视频,开启你的娱乐新视界!团队在调度中心的统筹调配下,线下专业及各地区人员团队等专属,整个报修流程规范有序,后期同步跟踪查询公开透明。








所有团队均经过专业培训、持证上岗,所用产品配件均为原厂直供,








8848钛金手机官网:体验最新潮流视频,开启你的娱乐新视界!中心2025已更新(今日/推荐)








8848钛金手机官网:体验最新潮流视频,开启你的娱乐新视界!电话区域:








邵阳市(绥宁县、北塔区、邵东市、隆回县、邵阳县、新宁县、武冈市、洞口县、新邵县、双清区、城步苗族自治县、大祥区)








台州市(黄岩区、仙居县、天台县、椒江区、路桥区、温岭市、临海市、三门县、玉环市)








哈密市(伊州区、巴里坤哈萨克自治县、伊吾县)








阳江市(江城区、阳东区、阳春市、阳西县)  天津市(北辰区、静海区、宝坻区、滨海新区、武清区、南开区、东丽区、和平区、河北区、津南区、蓟州区、西青区、河西区、河东区、宁河区、红桥区)








大庆市(肇州县、红岗区、大同区、肇源县、林甸县、萨尔图区、杜尔伯特蒙古族自治县、龙凤区、让胡路区)








茂名市(电白区、高州市、化州市、信宜市、茂南区)








南宁市(隆安县、横州市、马山县、良庆区、武鸣区、上林县、兴宁区、宾阳县、青秀区、西乡塘区、江南区、邕宁区)孝感市(应城市、大悟县、汉川市、云梦县、安陆市、孝南区、孝昌县)








巴彦淖尔市(乌拉特前旗、临河区、乌拉特中旗、五原县、磴口县、杭锦后旗、乌拉特后旗)  肇庆市(广宁县、四会市、高要区、德庆县、怀集县、鼎湖区、封开县、端州区)








泸州市(江阳区、叙永县、龙马潭区、古蔺县、泸县、纳溪区、合江县)








武汉市(江汉区、东西湖区、新洲区、武昌区、蔡甸区、青山区、汉南区、硚口区、江岸区、洪山区、江夏区、汉阳区、黄陂区)








嘉兴市(秀洲区、海盐县、嘉善县、海宁市、南湖区、平湖市、桐乡市)乌兰察布市(商都县、兴和县、卓资县、集宁区、四子王旗、凉城县、丰镇市、察哈尔右翼中旗、察哈尔右翼后旗、察哈尔右翼前旗、化德县)








淮北市(相山区、杜集区、濉溪县、烈山区)








巴中市(平昌县、通江县、南江县、恩阳区、巴州区)








玉溪市(通海县、易门县、江川区、澄江市、元江哈尼族彝族傣族自治县、峨山彝族自治县、红塔区、华宁县、新平彝族傣族自治县)








唐山市(滦南县、滦州市、迁西县、路北区、遵化市、迁安市、丰南区、古冶区、曹妃甸区、玉田县、开平区、路南区、丰润区、乐亭县)








岳阳市(云溪区、临湘市、岳阳县、华容县、汨罗市、湘阴县、岳阳楼区、平江县、君山区)








白银市(靖远县、景泰县、平川区、白银区、会宁县)








铜陵市(枞阳县、铜官区、郊区、义安区)








五指山市(昌江黎族自治县、文昌市、万宁市、东方市、澄迈县、保亭黎族苗族自治县、琼中黎族苗族自治县、陵水黎族自治县、临高县、屯昌县、白沙黎族自治县、琼海市、定安县、乐东黎族自治县)








丽水市(遂昌县、青田县、景宁畲族自治县、松阳县、云和县、龙泉市、庆元县、缙云县、莲都区)








铜仁市(玉屏侗族自治县、江口县、德江县、沿河土家族自治县、万山区、松桃苗族自治县、碧江区、思南县、印江土家族苗族自治县、石阡县)








林芝市(波密县、巴宜区、察隅县、朗县、墨脱县、工布江达县、米林市)








温州市(洞头区、永嘉县、鹿城区、乐清市、文成县、苍南县、龙湾区、瑞安市、龙港市、泰顺县、平阳县、瓯海区)








汕尾市(海丰县、陆丰市、城区、陆河县)








广元市(旺苍县、剑阁县、利州区、青川县、朝天区、昭化区、苍溪县)








株洲市(荷塘区、炎陵县、茶陵县、芦淞区、醴陵市、攸县、天元区、渌口区、石峰区)








广西壮族自治区

  转自:北京商报

  农信社改革不断提速,在省级农商行成立的同时,地市级农商行也不断涌现。4月16日,北京商报记者获悉,当日,自贡农商行、富顺农商行、荣县农商行召开临时股东大会,审议自贡农商行吸收合并富顺农商行、荣县农商行,成立自贡市级统一法人农商行等议案,后续或将推进实施。不久前,资阳市也传出组建市级农商行的消息。除四川外,新疆、安徽、云南、广西、湖南等地也在有序推进筹建地市级农商行。

  在分析人士看来,适度地通过兼并重组的手段来组建地市级农商行,可以在一定程度上整合和优化现有的资源,在形成一定的规模效应的同时,进一步优化基层法人的股权和治理结构,化解和处置存量风险,同时与省级农商行改革相呼应,以构建更加完善和高效的地方金融服务网络,服务当地经济和社会发展需求。

  又有两家县级机构将被合并

  延期6天后,4月16日,四川省自贡市三家农商行临时股东大会召开。北京商报记者获悉,自贡农商行、富顺农商行、荣县农商行分别在自贡市、富顺县、荣县召开2025年第一次临时股东大会,审议自贡农商行吸收合并富顺农商行、荣县农商行,成立自贡市级统一法人农商行等议案。

  “临时股东大会延期到今日早上召开,之前已经发布了补充通知,审议吸收富顺农商行、荣县农商行两家银行。”自贡农商行相关负责人说道。

  据了解,三家银行原定于4月10日召开临时股东大会,但随后均发布补充公告宣布延期至4月16日。对于审议情况及后续进展,富顺农商行相关负责人透露,“临时股东大会审议了自贡农商行吸收合并我行的议案,通过后,后续还需要监管批复”。

  荣县农商行相关负责人则表示,具体审议结果后续会发布公告,若合并,后面还有一系列的流程,需经过监管部门批准,合并之后,银行名称可能会改变,但不会影响储户办理业务。

  根据金融监管总局披露的信息,自贡市仅有自贡农商行、富顺农商行、荣县农商行三家本地农商行,其中,自贡农商行、富顺农商行均在2017年完成改制开业,荣县农商行成立则较晚,于2023年11月宣布开业,开业后前身荣县农村信用合作联社自行终止。

  产业经济资深研究人士王剑辉认为,推动市级农商行组建能够化解和处置部分地方银行的存量风险或薄弱问题,同时利用规模优势,为客户提供更加丰富的产品和服务,并通过技术升级和流程优化提高运营效率。此外,市级农商行的成立也是为了与省级农商行改革相呼应,以构建更加完善和高效的地方金融服务网络,更好地服务当地经济和社会发展需求。

  地市级农商行规模效应显现

  近年来,四川农信系统改革不断,根据四川金融监管局此前发布的2024年数据,四川省市级农商行改革加快推进,随着南充、达州改革顺利完成,包括成都在内,四川已有11个市(州)成立市级统一法人农商行。

  今年以来,四川省内多地继续推动市级同一法人农商行改革工作。不久前,资阳农商行也发布公告称,拟于4月25日召开临时股东大会,审议吸收合并安岳农商行、乐至农商行,成立资阳市市级统一法人农商行等议案。除自贡市、资阳市外,广元市已于2月底召开组建市级统一法人改革农商行工作启动会议,遂宁市也计划推动组建市级统一法人农商行。随着后续工作的推进,届时,四川完成市级农商行改革的机构有望增至15家。

  据了解,四川全省农商行统一由四川省农村信用社联合社管理,2024年1月,四川农商联合银行开业,承继后者对全省农商行的管理职能,推进形成“省投市、市投县”的股权治理结构,即省农商联合银行参股各地市农商行,地市农商行入股当地县级农商行。

  根据四川农商联合银行官网信息,全省共有21家市级农商行(办事处)、149家县级农商行(支行)、近5000家营业网点、1.1万个农村金融综合服务站,网点数量占全省银行业的35%。

  “在联合银行模式下,如果县域经济规模偏小,基层法人经营能力有限,而且存量风险积累难以靠自身发展来化解的话,简单地保留原有县域法人,并不能从根本上解决农村金融机构可持续发展的问题,即便在联合银行组建过程中,由地方政府发行专项债进行注资,也只能达到输血救助的效果。”上海金融与发展实验室主任曾刚认为,因此,在省联社改革的过程中,适度地通过兼并重组的手段来组建地市级农商行,可以在一定程度上整合和优化现有的资源,在形成一定的规模效应的同时,可以进一步优化基层法人的股权和治理结构,化解和处置存量风险,夯实其稳健发展的基础。

  仍需强化风险管理和公司治理

  除四川外,新疆、安徽、云南、广西、湖南等地也通过吸收合并或新设合并方式有序推进筹建地市级统一法人农商行。

  例如,去年12月,由喀什地区11家农信社和1家农商行以新设合并方式组建的喀什农商行揭牌开业,标志着新疆南疆四地州以地州为单位组建统一法人农商行工作完成,此前已有阿克苏塔里木农商行、克州农商行、和田农商行相继揭牌开业。同一时期,安徽濉溪农商行正式并入淮北农商行,意味着安徽地市级统一法人农商行改革“第一单”顺利落地。另据广西来宾市人民政府消息,该市2025年重点工作包括推进组建市级统一法人农商行改革试点。

  “地级市农商行的组建并非全国铺开,更多是各地根据自身经济、金融的发展情况来选择。”曾刚表示,合并后的地级市农商行能够利用规模优势,提升金融服务的效率和质量,更好地满足地方经济和社会发展的需求,同时可以增强农商行的资本实力和风险抵御能力,提高金融机构的稳健性,促进金融创新和产品多样化。

  不过,由于规模更大、县域法人更为复杂,地级市农商行组建过程中也需要进一步强化风险管理和公司治理能力。资深金融监管政策专家周毅钦指出,地级市农商行组建过程中需处理好风险资产处置、公司治理机制整合、客户服务衔接等问题,以吸收合并方式设立的地级市农商行为例,被合并的县域农商行往往历史包袱较大,需要通过清产核资、资产置换或政府专项债注资等方式化解。不同机构原有的管理模式、企业文化、业务流程存在差异,合并后需统一公司治理、内控机制、风控标准、科技系统、操作流程等,这都需要一些时间进行消化。此外,合并后对于原有客户如何进行安抚和承接,网点是否可能缩减,导致县域金融服务弱化,这些问题都需要机构在整合后能够抓紧时间进行优化处理。

  随着农信系统改革的不断推进,相关机构数量也在不断减少。截至2024年末,我国共有3811家银行机构,较2023年减少193家,减少数量创近三年来新高,其中,农商行一年内减少44家至1563家,农信社一年内减少41家至458家。

  王剑辉认为,未来农商行发展不仅要注重技术创新和服务质量的提升,还需要建立健全的合作机制,县级、市级、省级机构应形成良性互动,在保持各自特色的基础上形成互补,避免重复建设和资源浪费。

  北京商报记者 李海颜

8848钛金手机官网:体验最新潮流视频,开启你的娱乐新视界!的相关文章 哈尔滨公安悬赏通缉3名美国特工的相关文章
被中方通缉的3名美国特工做了什么
上海799一位的自助餐厅卷款跑路
AMD拿下台积电2nm制程首发
三河通报里市委主要负责人是谁
日本女星广末凉子确认被捕
宇树机器人充电姿势过于可爱
被中方通缉的3名美国特工做了什么
AI 能为家电带来哪些新功能
近30家公司宣布股票增持
没关门金毛跑出撞死邻居被判赔40万
《奔跑吧》禁止任何形式应援物
芬兰宣布将大幅增加国防开支
  • 友情链接:
  • 芬兰宣布将大幅增加国防开支 果然叫子涵的都有点东西 河北承德隆化县一养老院发生火灾 建议睡前30到60分钟数字戒断 奔跑吧西安录制古都寻韵 女子靠卫健委食谱减肥5天瘦8斤 汪峰投资成立教育科技公司 杭州上学的内蒙女孩一篇作文火了 中国可控核聚变技术再突破 男子借七旬老父4万用假存单还款 多家银行宣布下调存款利率 水果姐上完太空激动亲吻大地

    查看更多评价 ∨