Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82

Deprecated: strpos(): Non-string needles will be interpreted as strings in the future. Use an explicit chr() call to preserve the current behavior in /www/wwwroot/4-17ll.com/label.php on line 82
旅游换伴交流故事杨兰_的音乐运用与氛围营造
随机图片

旅游换伴交流故事杨兰_的音乐运用与氛围营造

更新时间: 浏览次数: 944

400电话:123456(点击咨询)
旅游换伴交流故事杨兰_的音乐运用与氛围营造各观看免费《今日汇总》
旅游换伴交流故事杨兰_的音乐运用与氛围营造各热线观看免费2025已更新(2025已更新)








旅游换伴交流故事杨兰_的音乐运用与氛围营造观看免费电话:(1)123456(点击咨询)(2)123456(点击咨询)








旅游换伴交流故事杨兰_的音乐运用与氛围营造观看免费热线(1)123456(点击咨询)(2)123456(点击咨询)




旅游换伴交流故事杨兰_的音乐运用与氛围营造各区点热线观看免费《今日发布》
Random Image 旅游换伴交流故事杨兰_的音乐运用与氛围营造电话








7天观看免费人工电话为您、旅游换伴交流故事杨兰_的音乐运用与氛围营造团队在调度中心的统筹调配下,线下专业及各地区人员团队等专属,整个报修流程规范有序,后期同步跟踪查询公开透明。








所有团队均经过专业培训、持证上岗,所用产品配件均为原厂直供,








旅游换伴交流故事杨兰_的音乐运用与氛围营造各观看免费《今日汇总》2025已更新(今日/推荐)








旅游换伴交流故事杨兰_的音乐运用与氛围营造电话区域:








台州市(玉环市、黄岩区、三门县、椒江区、仙居县、路桥区、天台县、温岭市、临海市)








常德市(津市市、鼎城区、石门县、汉寿县、临澧县、澧县、武陵区、桃源县、安乡县)








襄阳市(谷城县、宜城市、襄城区、襄州区、保康县、樊城区、老河口市、枣阳市、南漳县)








玉树藏族自治州(曲麻莱县、称多县、囊谦县、治多县、杂多县、玉树市)  龙岩市(长汀县、新罗区、漳平市、武平县、连城县、永定区、上杭县)








宿迁市(沭阳县、宿豫区、宿城区、泗洪县、泗阳县)








东营市(东营区、垦利区、利津县、广饶县、河口区)








攀枝花市(米易县、西区、仁和区、东区、盐边县)济宁市(兖州区、泗水县、嘉祥县、金乡县、任城区、梁山县、曲阜市、鱼台县、邹城市、汶上县、微山县)








蚌埠市(龙子湖区、固镇县、禹会区、怀远县、五河县、淮上区、蚌山区)  河池市(都安瑶族自治县、巴马瑶族自治县、东兰县、天峨县、宜州区、南丹县、环江毛南族自治县、凤山县、金城江区、罗城仫佬族自治县、大化瑶族自治县)








云浮市(新兴县、云安区、郁南县、罗定市、云城区)








金华市(东阳市、金东区、义乌市、婺城区、武义县、磐安县、浦江县、永康市、兰溪市)








乌兰察布市(察哈尔右翼后旗、卓资县、兴和县、集宁区、商都县、化德县、丰镇市、察哈尔右翼前旗、四子王旗、凉城县、察哈尔右翼中旗)








佳木斯市(抚远市、富锦市、汤原县、向阳区、前进区、东风区、同江市、桦南县、郊区、桦川县)








迪庆藏族自治州(香格里拉市、德钦县、维西傈僳族自治县)








上饶市(横峰县、弋阳县、余干县、铅山县、广信区、玉山县、婺源县、信州区、万年县、广丰区、鄱阳县、德兴市)








百色市(西林县、隆林各族自治县、田林县、那坡县、右江区、凌云县、平果市、靖西市、田东县、田阳区、乐业县、德保县)








长治市(黎城县、屯留区、上党区、壶关县、沁县、潞州区、平顺县、武乡县、长子县、沁源县、襄垣县、潞城区)








邵阳市(新宁县、绥宁县、武冈市、大祥区、隆回县、新邵县、邵东市、邵阳县、北塔区、洞口县、双清区、城步苗族自治县)








濮阳市(台前县、濮阳县、范县、华龙区、清丰县、南乐县)








威海市(环翠区、乳山市、荣成市、文登区)








陇南市(康县、徽县、宕昌县、西和县、成县、礼县、武都区、文县、两当县)








黔南布依族苗族自治州(都匀市、贵定县、荔波县、独山县、瓮安县、惠水县、龙里县、长顺县、三都水族自治县、福泉市、平塘县、罗甸县)








三门峡市(卢氏县、义马市、灵宝市、陕州区、湖滨区、渑池县)








青岛市(莱西市、平度市、市南区、黄岛区、城阳区、李沧区、胶州市、市北区、崂山区、即墨区)








邯郸市(魏县、馆陶县、成安县、广平县、武安市、复兴区、曲周县、临漳县、涉县、峰峰矿区、丛台区、大名县、肥乡区、磁县、鸡泽县、邯山区、永年区、邱县)








莆田市(城厢区、秀屿区、仙游县、涵江区、荔城区)








喀什地区(塔什库尔干塔吉克自治县、麦盖提县、疏附县、泽普县、叶城县、疏勒县、喀什市、莎车县、巴楚县、英吉沙县、伽师县、岳普湖县)








六盘水市(水城区、钟山区、六枝特区、盘州市)
400电话:123456(点击咨询)
旅游换伴交流故事杨兰_的音乐运用与氛围营造各观看免费《今日汇总》《今日发布》
旅游换伴交流故事杨兰_的音乐运用与氛围营造各观看免费《今日汇总》(2025已更新)








旅游换伴交流故事杨兰_的音乐运用与氛围营造观看免费电话:(1)123456(点击咨询)(2)123456(点击咨询)








旅游换伴交流故事杨兰_的音乐运用与氛围营造观看免费热线(1)123456(点击咨询)(2)123456(点击咨询)




旅游换伴交流故事杨兰_的音乐运用与氛围营造各观看免费《今日汇总》【2025已更新列表】
旅游换伴交流故事杨兰_的音乐运用与氛围营造电话








7天观看免费人工电话为您、旅游换伴交流故事杨兰_的音乐运用与氛围营造团队在调度中心的统筹调配下,线下专业及各地区人员团队等专属,整个报修流程规范有序,后期同步跟踪查询公开透明。








所有团队均经过专业培训、持证上岗,所用产品配件均为原厂直供,








旅游换伴交流故事杨兰_的音乐运用与氛围营造中心2025已更新(今日/推荐)








旅游换伴交流故事杨兰_的音乐运用与氛围营造电话区域:








德宏傣族景颇族自治州(瑞丽市、陇川县、梁河县、芒市、盈江县)








合肥市(蜀山区、长丰县、肥东县、庐阳区、包河区、瑶海区、肥西县、巢湖市、庐江县)








金昌市(金川区、永昌县)








新乡市(原阳县、卫辉市、牧野区、卫滨区、获嘉县、封丘县、新乡县、辉县市、长垣市、凤泉区、红旗区、延津县)  肇庆市(德庆县、怀集县、广宁县、四会市、端州区、鼎湖区、高要区、封开县)








克孜勒苏柯尔克孜自治州(乌恰县、阿图什市、阿合奇县、阿克陶县)








兰州市(七里河区、榆中县、西固区、城关区、安宁区、永登县、红古区、皋兰县)








柳州市(柳江区、鹿寨县、柳城县、鱼峰区、柳北区、融安县、柳南区、融水苗族自治县、城中区、三江侗族自治县)菏泽市(郓城县、东明县、鄄城县、单县、成武县、巨野县、曹县、定陶区、牡丹区)








阿坝藏族羌族自治州(汶川县、九寨沟县、理县、阿坝县、壤塘县、黑水县、茂县、若尔盖县、小金县、马尔康市、松潘县、金川县、红原县)  西双版纳傣族自治州(勐海县、勐腊县、景洪市)








吉林市(永吉县、丰满区、舒兰市、船营区、龙潭区、昌邑区、桦甸市、磐石市、蛟河市)








乌海市(海南区、乌达区、海勃湾区)








广元市(青川县、苍溪县、昭化区、朝天区、利州区、剑阁县、旺苍县)本溪市(本溪满族自治县、明山区、桓仁满族自治县、南芬区、平山区、溪湖区)








黄南藏族自治州(河南蒙古族自治县、泽库县、同仁市、尖扎县)








延边朝鲜族自治州(安图县、敦化市、延吉市、珲春市、汪清县、和龙市、图们市、龙井市)








唐山市(路北区、丰南区、曹妃甸区、古冶区、迁安市、遵化市、滦州市、丰润区、开平区、玉田县、乐亭县、迁西县、路南区、滦南县)








运城市(万荣县、临猗县、盐湖区、夏县、稷山县、垣曲县、闻喜县、新绛县、永济市、芮城县、平陆县、河津市、绛县)








包头市(土默特右旗、达尔罕茂明安联合旗、东河区、昆都仑区、固阳县、白云鄂博矿区、青山区、九原区、石拐区)








昆明市(富民县、石林彝族自治县、西山区、盘龙区、呈贡区、宜良县、五华区、安宁市、晋宁区、嵩明县、官渡区、寻甸回族彝族自治县、禄劝彝族苗族自治县、东川区)








儋州市








永州市(宁远县、道县、祁阳市、冷水滩区、东安县、新田县、零陵区、江华瑶族自治县、双牌县、蓝山县、江永县)








鹤岗市(萝北县、向阳区、兴安区、兴山区、东山区、南山区、绥滨县、工农区)








珠海市(金湾区、香洲区、斗门区)








阿勒泰地区(福海县、青河县、吉木乃县、布尔津县、富蕴县、哈巴河县、阿勒泰市)








衡水市(安平县、武邑县、枣强县、阜城县、武强县、深州市、桃城区、故城县、景县、饶阳县、冀州区)








吐鲁番市(高昌区、鄯善县、托克逊县)








湖州市(安吉县、长兴县、德清县、南浔区、吴兴区)








乐山市(金口河区、峨边彝族自治县、峨眉山市、沙湾区、沐川县、夹江县、井研县、五通桥区、犍为县、市中区、马边彝族自治县)








郑州市(金水区、上街区、荥阳市、巩义市、中牟县、新密市、中原区、登封市、惠济区、新郑市、管城回族区、二七区)

  来源:华夏时报

  记者吴敏北京报道

  掌舵华农财险十载后,苏如春请辞董事长一职。

  近日,华农财险公告称,苏如春因个人原因辞去公司董事长职务。在新任董事长就任前,暂由朱宁副董事长代行董事长职务,履行董事长职权。

  对于苏如春的离场,外界并不感到意外。当前,华农财险第一大股东华邦控股正深陷债务漩涡,其参股的多家金融机构股份陆续被司法冻结,华农财险亦不例外。作为华邦控股的创始人和董事长,苏如春辞别华农财险也在意料之中。

  从西部拓荒到债务雪崩

  出生于1976年,在商界叱咤20余载的苏如春,出生在湛江雷州一个边远小村落。早年的他是当地一位小学老师,1997年,29岁的苏如春辞去教师工作决定去外面闯荡,但与当时大部分投身沿海地区的青年不同,他将自己的第一站定在了远在大西北的甘肃兰州。彼时,恰逢国家西部大开发战略深入推进,抓住时代机遇的苏如春在2000年创立甘肃中大建设工程有限公司,并且带领这家公司成为甘肃本土的龙头基建企业。

  后经多次更名、业务扩展,甘肃中大于2014年“变身”为华邦控股,正式开启多元化布局。彼时正值华农财险混改之际,其单一持股比例最大股东稽山集团拟转让所持华农财险全部股权(20%),最终这笔股权花落华邦控股,2015年,完成有关程序后,苏如春正式出任华农财险董事长。

  此后,华邦控股商业版图不断拓展,成为一家集数智基建、养老与康复医疗、数智保险金融、康养小镇开发与运营为一体的多元化全国性大型企业集团。伴随企业一步步做大做强,苏如春的社会影响力也不断增大。其还担任过第十二届全国政协委员会、全国政协经济委委员,甘肃省政协委员、甘肃省兰州市政协常委,广东省湛江市人大代表、广东省湛江市政协委员,第十一届甘肃省工商联执委、副主席等。

  不过,其后几年,在多种复杂原因影响下,我国房地产业发展受阻,与国内其他很多房地产企业相同的是,华邦控股也面临资金链紧张的问题,2019年其将所持兰州银行部分股份(1.85亿股)出质给甘肃金控融资担保集团,就已现端倪。

  此后,华邦控股与参股的金融企业之间的关联交易明显增加。其中,自2021年开始,华邦控股旗下企业与华农财险开始有了“重大关联交易”事项,涉及买楼、装修等。截至2024年三季度末,华邦集团持有华农保险账面余额2.44亿元。除了华农财险,华邦控股与兰州银行之间的关联交易更多,截至2024年9月末,华邦控股及其关联方在兰州银行获得的授信交易余额为20.49亿元。

  尽管如此,华邦控股仍未能完成自救。去年底,其参股的包括南粤银行、兰州银行、华农财险等在内的多家金融机构股权相继被质押、冻结。此外,苏如春与其家属所持有的华邦控股股权及营业执照也均被冻结,苏如春还存在“无正当理由拒不履行执行和解协议”的行为,被多地法院下达限制消费令。

  谈及苏如春辞任董事长一职对华农保险的影响,北京排排网保险代理有限公司总经理杨帆向《华夏时报》记者表示,华农财险此前提出2025年保费突破百亿的目标,但在当前宏观经济承压、保险行业竞争加剧的背景下,董事长作为公司战略决策的核心人物,其离职可能导致公司短期内的战略执行出现波动,增加目标达成的难度。还可能被市场解读为公司存在治理问题以及等方面的潜在风险。

  “还会引发投资者、合作伙伴对华农财险治理能力的疑虑,进一步削弱外界对公司及其大股东华邦控股的信任,加剧市场观望情绪。并且苏如春的离职可能加速该公司股权结构调整进程,但也可能带来控制权的不确定性,影响公司长期战略的连续性。”杨帆说道。

  一位保险业内资深人士亦向《华夏时报》记者表示:“企业文化就是一把手文化,企业战略都是一把手掌舵,不同的人有不同的发展理念和思路,而这些发展理念和思路要在公司实际经营当中体现出来,需要一定时间,这样公司的整个发展战略才有持续性。如果中间出现变动,则意味着公司的整个经营理念和思路都会做出相应的调整,也就会给公司的业务发展带来波动,同时也会影响到公司一些核心能力的建设和培育。”

  不过,在首都经贸大学农村保险研究所副所长李文中看来,核心高管变动对于那些发展中遇到困难的公司而言,可能会营造出新的企业文化,带来新的经营理念和发展模式,发现新的商机,让公司脱胎换骨,面貌一新。

  股权冻结、百亿保费梦悬

  再将目光聚焦到华农财险的身上,该公司成立于2006年1月,总部设在广东,发起股东包括中国农业发展集团总公司、中水渔业、中牧股份等。其中,中水渔业出资1.1亿元,持有华农财险52.38%股权为控股股东。

  不过,2009年,华农财险实施增资扩股,注册资本由2.1亿元增加至5亿元,中水渔业对华农保险的持股比例被稀释至22%而丧失控股权。2016年华农财险再次实施增资扩股,中水渔业依旧未参与其中,其持股比例也进一步被稀释至11%。

  从华农财险目前的股权结构来看,其第一大股东为华邦控股,持股20%,第二到四大股东分别持股19.5%、19%、18.3%,其余股东单一持股比例则均不足5%。

  由于早期华农财险的股东主要来自农业、水产业、畜牧业等领域,因此,成立之初的华农保险表示要“以农险为主,兼顾其他财产险种”。但农业背景的股东给予华农财险的帮助有限,成立首年,其保费收入仅511万元。随即,该公司改变经营策略,将车险作为主力险种,其保费收入也快速增长,到2024年,华农财险保费收入达到44.22亿元。

  尽管如此,这与华农财险的预想仍然存在较大差距。2022年,该公司不仅定下“进入中型财险公司第一梯队”的长远目标,还定下“到2025年保费破百亿元”的中短期目标。但就目前来看,距离这两项目标还有很长一段路要走。

  较为难得的是,近些年,华农财险一直保持着盈利状态。2020年至2024年,该公司分别实现净利润为0.1亿元、0.15亿元、0.13亿元、0.07亿元、0.48亿元。

  不过,相较于业绩而言,股东问题仍然是华农财险需要面对的最大问题。当前,华邦控股所持全部20%股权已经被冻结。根据《银行保险机构大股东行为监管办法(试行)》,银行保险机构大股东质押银行保险机构股权数量超过其所持股权数量的50%时,大股东及其所提名董事不得行使在股东(大)会和董事会上的表决权。

  “股权冻结还直接限制了华农财险的资本补充能力,若无法及时引入新资金,公司的偿付能力指标可能进一步下滑,影响业务拓展和监管合规”,杨帆指出,同时还可能引发市场对华农财险财务稳健性的担忧,进而影响保费增长和业务合作。

  此言不虚,华农财险曾多次推进增资扩股计划。如在2019年,华农保险的第二次临时股东大会审议通过了《2019年增资扩股方案》,拟增发18亿股,拟募集资金30.78亿元。在华农财险2022年6月的股东大会中,又审议通过了拟增发不超过25亿股的议案以及引入战略投资者的议案。但最终这些增资计划均无疾而终。

  如今苏如春也已离任,或许意味着华农财险将迎来控股股东的变化。但究竟谁能接盘,却是实实在在的难题。

  当下,保险公司股权在交易市场频频遇冷,李文中曾向本报记者分析,一方面是非上市公司股权流动性差,价值难以评估,最终评估价往往滞后于市场。另一方面,当前经济发展面临较多挑战,资本市场低迷,买家观望情绪较浓。另外,严监管之下,保险公司股权的市场吸引力也不似之前,市场热度下降。

  中国保险保障基金有限责任公司也曾提到,社会资本进入保险业的意愿降低,主要原因包括三方面,一是多数中小保险公司难以提供长期稳定的资本回报,二是保险监管部门从严监管公司治理,社会资本更加理性、不再盲目进入保险业,有意愿、有实力、满足资质要求的投资人较少;三是整体经济环境承压,部分保险公司现有股东经营面临较大压力,增资能力和增资意愿下降。

新闻结尾 旅游换伴交流故事杨兰_的音乐运用与氛围营造的相关文章
对比「胖东来」和「山姆」,两种模式的区别和优缺点如何?
如何评价 4 月 15 日发布的荣耀 Power 手机,有哪些亮点值得关注?
近30家公司宣布股票增持
谭维维 太想跟你们待在一起了
中国肥胖率最高的省是河北
北京将迎今年以来最强大风
  • 友情链接:
  • 美国被曝要去深海非法挖稀土 国台办回应岛内批赖清德对美关税投降 订婚强奸案二审驳回上诉 低能量不自律小狗的一天 3月一线城市房价环比上涨

    查看更多评价 ∨