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江山如此多娇 王动-黑科技打造的智能生态
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江山如此多娇 王动-黑科技打造的智能生态

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  界面新闻记者了解到,招商银行(600036.SH)首席信息官周天虹,目前已兼任招商银行数字金融发展办公室主任,数字金融发展办公室原主任高旭磊另有新职务。

  周天虹现年58岁,于1994年9月加入招商银行,并长期任职于该行信息技术相关部门。其历任总行电脑部技术经理、高级经理,总行信息技术部总经理助理、副总经理,总行信息技术管理办公室副总经理(主持工作)、总经理,2013年1月起任总行信息技术部总经理。2024年12月,周天虹招商银行首席信息官的任职资格获得核准。

  在2024业绩会上,周天虹介绍,招行科技治理的总体架构是有三个委员会加两个一级部门。三个委员会包括:数字金融委员会、信息安全管理委员会和信息技术管理委员会。

  其中,数字金融委员会是数字金融和科技工作领域最高的决策机构,由行长王良担任主任,负责审议相关领域的总体战略规划,重大项目投资和资源配置;信息安全管理委员会和信息技术管理委员会是两个专业的委员会,分别负责信息安全和信息系统建设两个方向的重要事项决策。

  两个一级部门是数字金融发展办公室和信息技术部。其中,数字金融发展办公室在招商银行是一个宏观管理部门,负责制定数字金融的战略规划,推动战略规划在全行的落地执行,也负责管理招商银行的FinTech创新基金。信息技术部的主要工作就是负责全行信息系统的建设、实施和运行保障,这是总体架构。

  招商银行最新公司组织架构图显示,数字金融发展办公室归属总行。2024年3月,招行数字金融发展办公室落地,该办公室由金融科技办公室更名而来,职责范围也进行了更新。

  招商银行数字金融发展办公室原主任高旭磊曾透露,数字金融发展办公室职责有三,第一个是负责全行数字金融的PDCA循环,即制定规划、推动执行、检查评价、优化更新;第二个是推动全行创新;第三个职责是管理Fintech基金。据界面新闻记者了解,招商银行每年有约不超过全行收入1.5%的Fintech基金额度来投入创新型项目,用于保障数字化创新的落地。

  AI崛起是该办公室的设立初衷。“金融科技源起背景是互联网技术大爆发,而数字金融的背景是新一代人工智能技术的崛起。我认为数字金融的目标要更高远,首先是服务好实体经济,其次是满足广大的人民群众幸福生活需要,这也是招行设立数字金融发展办公室的初衷。”高旭磊介绍。

  借助AI发展数字金融已成为招行的重要策略之一。招商银行在2024年年报中强调,以“线上化、数据化、智能化、平台化、生态化”为演进方向,推动“线上招行”向“数智招行”跃迁,积极拥抱以大模型为代表的新一代人工智能革命,重点开展“AI+金融”建设,全力做好数字金融大文章。

  2024年,招商银行信息科技投入133.50亿元,达到营业收入的4.37%。数据显示,国有大行中,目前工农中建四大行在2024年的信息科技投入在200亿元规模,邮储银行、交通银行则在100亿元规模。9家A股上市股份行中,招商银行2024年科技投入排名第一,中信银行紧跟其后,达到109.45亿元,其他股份行在百亿规模以下。

  数字化人才储备方面,截至2024年末,招商银行研发人员10900人,占集团员工总数的9.30%。

英媒:不满美政府关税措施,英议员正试图阻止特朗普在英国议会演讲

据英国《泰晤士报》网站20日报道,一些英国议员正试图阻止美国总统特朗普访英期间在英国议会发表演讲,他们认为特朗普政府的关税措施对英国来说没有“善意”。

特朗普资料图图源:ICphoto

《泰晤士报》网站称,特朗普此前暗示他考虑9月访问英国。报道说,英国议会上院议长收到建议:特朗普在议会发表演讲“不合适”。

《泰晤士报》网站称,还有议员私下寻求游说英国议会下院议长林赛·霍伊尔。报道说,英国议员凯特·奥斯本在给霍伊尔的一封信中称,希望后者同意一点,即特朗普在议会发表演讲“不合适”。

报道说,奥斯本在信中称,由英国政府决定是否要利用此次访问机会与特朗普就有关问题进行接触,但这并不意味着可以安排他在英国议会发表演讲,“我认为这(是否安排演讲一事)应该由您来决定。但参加人员少的风险也可能会带来负面或意想不到的后果”。

报道补充说,另一名工党议员表示,不需要特朗普对议员们进行说教。“如果特朗普要诚心诚意与英国接触,他应该首先取消那些愚蠢的关税,这些关税只会惩罚美国和英国的消费者。”该议员称。

《泰晤士报》网站称,还有几名议员表示,他们反对特朗普在议会发表演讲。

综合美国“政治新闻网”欧洲版等媒体20日报道,英国国王查尔斯三世已邀请法国总统马克龙于5月对英国进行国事访问,时间早于特朗普预期的访英行程。这引发外界对英国当前贸易优先顺序的讨论。“政治新闻网”欧洲版称,马克龙预期中的访英行程,正值斯塔默试图在英国“脱欧”几年后重启与欧盟关系之际。与此同时,英国的传统盟友——美国,在特朗普任期内日益转向国内事务,英美关系逐渐疏远。

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来源:环球网/张江平

编辑:施予

校对:刘艳君

审核:朱稳坦

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